Cancer treatment can create:
High out-of-pocket costs
Travel and lodging expenses
Lost income
Pays benefits for treatments and services
Helps with non-medical costs
Supplements your primary insurance
Individuals concerned about rising cancer costs
Families wanting added protection
Medicare recipients seeking coverage gaps
Not everyone needs cancer coverage. But many people assume they’re fully protected when they’re not. ...more
CANCER PROTECTION
April 29, 2026•1 min read
When people think about cancer, they think about the diagnosis and the treatment. What they don’t always think about is everything that comes with it. ...more
CANCER PROTECTION
April 29, 2026•1 min read

Final expense life insurance may not cover the entire cost of your funeral and may be used by the designated beneficiary for any purpose rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. A policy owner does not have the ability to make unlimited payments into the policy. If too much is paid into the policy, it will become a Modified Endowment Contract (MEC) and withdrawals and loans will be taxable. Coverage may not be available in all states and may vary by state. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.